I have dreamed so often about flying that I tend to think differently than many do. I remember the first time I took off on a solo cross country flight. My flight instructor was not there to make the judgment and I was excited. I took off and a few miles north of the airport I started to realize I was being pushed down by the clouds. At first I thought I would be alright and just fly lower. Being inexperienced I thought this was a perfectly reasonable plan. It wasn’t long before I was IN the bottom of the clouds where no VFR pilot should ever be. A VFR pilot is one that flys by visual flight rules. I could see the ground but was in the clouds to the point that my vision was affected. I soon got a kind of vertigo that is caused by watching the clouds go by at one speed and the ground go by at almost no speed at all. You can’t imagine how that messes with your brain and your orientation. I thought I knew about that kind of stuff but soon found out what vertigo meant. I remembered my flight training and turned around to go back to the airport watching the instruments instead of listening to my instincts. I had decided to take my first cross country on another day when I would be more able to fly in my element and not at the mercy of THE elements. I feel that my instructor had done his job by teaching me to do the right thing in the face of danger.

This is the same idea that can mess with you when you are being pushed down by the clouds of doubt when it comes to the finance industry. I have done battle with the credit industry before and have come out in charge. These people are deadly. The credit industry is ruthless and is able to raise interest rates legally. They can and do place you in the line of fire when you have done nothing. They may raise your interest rate simply because they want to. This can cause you to pay thousands more in interest than you might have to pay otherwise. You have to stay the course and make sure you are watching the instruments. You have the right to call them and ask that they lower your rates. I know because I have done this and they eventually complied. I am planning to write an ebook that will help all of you with my experience on this subject. Look for this ebook in the near future. Thanks for listening.

Gary R Turner